The next “401(k) fee crisis” will not be about retirement plans. It is happening in healthcare. Courts are applying the fiduciary standards from 401(k) fee litigation to self-funded health plans, where hidden costs are buried in ASO, PBM, and Stop-Loss contracts. Learn where these fees hide and how to protect your plan.

Courts are applying the same fiduciary standards used in 401(k) fee litigation to health plans.

Today, self-funded health plans are entering that same era of scrutiny. Just as 401(k) plan sponsors had to adapt to fiduciary standards, employers offering self-funded healthcare must now comply with ERISA and new mandates under the Consolidated Appropriations Act (CAA 2021). Those who fail to evolve risk legal action, regulatory enforcement, and financial harm to both the plan and its participants.

Excited to see Employee Benefit News highlighting Stephen Carrabba, ClaimInformatics, Inc., and Jamie Greenleaf, AIF, CBFA, C(k)P, Fiduciary In A Box, contributed article entitled "Benefits Think: When 'shared savings' really means shared conflicts." The article highlights that shared savings may sound like a cost-containment measure, but they often mask conflicts of interest. The Tiara Yachts case shows why fiduciaries must demand transparency, independent oversight, and tru

At ClaimInformatics, ClaimIntelligence™ delivers payment integrity across Pre-Pay and Post-Pay, with PAIR™ for historical lookback and Ongoing Monitoring of new claims, while FOCUS™ provides the fiduciary oversight layer, including CLEAR™ contract review, to help plan fiduciaries safeguard participant assets, enforce SPD protections, and achieve ERISA and CAA compliance.