
ClaimInformatics is the gold standard in fiduciary protection.
Self-Funded Health Plans
Your Fiduciary Risk Is Real and Growing
$74B
Personal Liability
Every year, self-funded health plan fiduciaries face $74 billion in personal liability -
a silent threat lurking in unchecked claims, hidden overpayments, and complex billings.
Without rigorous oversight, plan assets and even your personal finances are exposed to costly errors, fraud, and regulatory penalties.
Fiduciary Compliance Through Payment Integrity
Protecting You from Fiduciary Risk

FOCUS™ - Fiduciary Oversight, Compliance & Utilization Safeguard
ClaimInformatics delivers unmatched fiduciary oversight through our proprietary FOCUS framework — ensuring compliance, transparency, and financial integrity.
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100% claims reviewed against industry-standard rules and over 850 proprietary edits
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Episode of Care™ logic to detect complex billing patterns and systemic errors
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Unbiased, conflict-free verification ensuring no vendor influence
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Recovery share - clients receive 50% of recovered funds
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Ongoing Monitoring for early detection - stop errors before they escalate
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Pre-Pay - Pre-payment claim edits and oversight
At ClaimInformatics, we equip you with complete transparency and forensic-level accuracy to identify improper payments, protect plan assets, and fulfill your fiduciary duties under ERISA and the Consolidated Appropriations Act (CAA).
Don’t let hidden risks compromise your plan or your personal liability.
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One to three-year historical claims analysis evaluating 100% of claims
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Flags pricing errors, abuse, and systemic payment failures
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Valuable diagnostic tool for uncovering past inefficiencies and assessing fiduciary oversight risks
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Ensures compliance with ERISA,
CAA, as well as plan documents -
Identifies financial leakage and overpayment at the source
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Creates a defensible audit trail and reinforces prudent plan oversight
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Proactive, fiduciary-focused solution monitors claims monthly, ensuring compliance and early issue detection
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Recovers identified overpayments
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Fulfills fiduciary obligations by
restoring plan assets -
Included with PAIR and OM, client receives 50% of recovered funds
The Growing Fiduciary Risk You Can’t Ignore
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Unseen Overpayments Drain Your Plan: Auto-adjudication prioritizes speed over accuracy, while TPAs and networks profit from undetected errors.
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Complex Billing Masks Fraud and Abuse: Upcoding, hidden fees, and price gouging silently inflate costs, sometimes tens of thousands per provider annually.
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Personal Liability Is Real: Under ERISA, fiduciaries can be held personally liable for losses caused by breaches of duty, which can put their homes, retirement savings, and careers at risk.
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Regulatory Scrutiny Is Intensifying: The Department of Labor is ramping up enforcement, and recent lawsuits set precedents that increase fiduciary exposure.

Why ClaimInformatics?

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True Independence: No revenue from TPAs, networks, PBMs, or providers - your fiduciary interests come first
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Enterprise-Grade Security: SOC 2-certified and HIPAA-compliant platform protects your sensitive data
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Unmatched Claims Intelligence: Proprietary AI-derived algorithms coupled with our Episode of Care™ logic uncover what others miss
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Fiduciary Duty Alignment: Supports duties of loyalty, prudence, monitoring, fee reasonableness, and plan document adherence
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Transparent Recovery Model: You share 50% of recoveries with full reconciliation and provider notifications
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Strategic Advantage for Brokers: Differentiate your services by offering clients measurable fiduciary protection and cost control
We Stand By Our Clients & They Stand By Us
“As an ERISA attorney, CPA, and healthcare consultant, I’ve seen organizations claim to deliver payment and cost reduction. ClaimInformatics stands out because they actually delivered on their promises. We highly recommend ClaimInformatics!”
Tony Sorrentino, Chief Compliance Officer, Silverstone Group
“CI’s payment integrity program has helped MLBF identify an extraordinarily large amount of overspending and inefficiency we would otherwise not have found. I’d recommend CI to any funds looking to root out overpayments or inefficiency in health benefit costs”
Lou Mandarini, Administrator, Massachusetts Laborers Benefit Fund
Who's Looking Out For Your Plan?
Without a strong independent partner, like ClaimInformatics, everyone profits from opacity except you and your members.
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TPAs profit from increased claims volume
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Networks collect fees for "negotiating" prices and "cost savings"
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Providers use revenue optimization tactics
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Auto-adjudication prioritizes speed over accuracy

Your Real-Life Blind Spots
What You're Not Seeing Is Costing You
Upcoding Example
Inflating Service Complexity to Increase Reimbursement
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Episode of Care Logic Example
Reviewing claims holistically reveals clear errors
$38K Overpayment - $7.6K Paid By The Member
Example of Hidden Billings
Employer group was unaware that their network was charging a "negotiation fee" for IN-NETWORK claims
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$48,000In Hidden Fees
The Fiduciary Duties You Must Uphold
As a self-funded plan fiduciary, your obligation goes beyond simply managing plan assets — it means actively protecting those assets through data access, independent oversight, and compliance with ERISA and CAA requirements.
You can’t meet your fiduciary obligations without your claims data. Access isn’t optional — it’s a legal duty.
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Monitor vendors and payments for errors, hidden fees, and waste
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Verify fee reasonableness and enforce contract terms
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Safeguard participant data and protect plan assets
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Avoid conflicts of interest through independent review
Want to learn more about your responsibilities?