Our CEO, Stephen Carrabba, will be on stage at the NABIP Texas Annual Symposium in Tyler (May 8). Fiduciary accountability in self-funded health plans is no longer theoretical.

On December 23, 2025, Schlichter Bogard LLC filed lawsuits against major employers and their consultants, alleging workers paid premiums up to 600% above market rates for voluntary benefits.

Self-funded plans have more claims data than ever. But can they actually use it? Our CEO, Stephen Carrabba, joins a panel of industry leaders at the 2026 SIIA Healthcare Price Transparency Forum.

That's not a scare tactic. That's the reality of ERISA fiduciary liability for self-funded health plan sponsors, and it's exactly what Stephen Carrabba laid out at a recent industry event.

Courts have made it clear that fiduciaries cannot outsource their responsibility. If your TPA mismanages claims, hides fees, or engages in conflicted practices, liability ultimately rests with you. That's why sponsors must hold TPAs accountable and document oversight.

Cross-plan offsetting costs self-funded plans millions in hidden fees. Learn how bulk recovery practices create fiduciary risks and what sponsors can do.

ERISA vs PHSA health plan compliance is one of the most common, and most misunderstood, regulatory challenges facing employer-sponsored health plans. This guide breaks down the key differences in coverage, fiduciary duties, and compliance obligations for private employers and public entities.

For many plan sponsors, the word “audit” suggests penalties or after-the-fact corrections. In reality, independent claims reviews are about prevention, transparency, and protecting plan assets. Not punishment.

ERISA class-action litigation is accelerating, putting retirement plan sponsors and fiduciaries under unprecedented pressure. Explore how recent court decisions, rising settlements, and proposed legislative reforms impact retirement plans, and what fiduciaries can do now to protect participants, reduce risk, and build a defensible governance framework.

Benefits committees are becoming essential to ERISA compliance for self-funded health plans. Learn why structured oversight of vendors, fees, claims accuracy, and data transparency is a fiduciary imperative, and how benefits committees strengthen governance, reduce risk, and protect plan participants.

ClaimInformatics and Detego Health restore fiduciary trust with truly independent pre-payment claim review. This eliminates TPA conflicts, reduces medical waste, and ensures ERISA-aligned payment integrity.

Major networks are finally shifting on data sharing. The excuses are gone. It is the employer’s fiduciary responsibility to demand access. If a carrier or vendor refuses, and the pattern continues, you must replace them because their obstruction causes you to breach your fiduciary obligations.