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Website Terms and Conditions

 

Effective Date: 10.1.24

 

Welcome to ClaimInformatics.com ("Website"). This Website is operated by ClaimInformatics, Inc. ("we," "us," or "our"). By accessing or using this Website, you agree to comply with and be bound by the following terms and conditions (the "Terms"). Please read these Terms carefully. If you do not agree to these Terms, you should not access or use this Website.

 

1. Acceptance of Terms

By accessing and using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. We reserve the right to modify or update these Terms at any time without prior notice. Your continued use of the Website after any changes constitutes acceptance of the revised Terms.

 

2. Use of Website

You agree to use the Website for lawful purposes only and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of this Website by any third party. Prohibited activities include:

  • Violating any applicable laws or regulations.

  • Engaging in fraudulent or deceptive practices.

  • Using the Website to send or distribute spam, viruses, or harmful content.

 

3. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of ClaimInformatics, Inc. or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written consent.

 

4. Privacy Policy

Your use of the Website is also governed by our Privacy Policy below, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the collection and use of your information as described in the Privacy Policy.

 

5. Third-Party Links

This Website may contain links to third-party websites. These links are provided for your convenience only, and we do not endorse, control, or assume any responsibility for the content, privacy policies, or practices of third-party websites. You access these third-party websites at your own risk.

 

6. Disclaimer of Warranties

This Website is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, as to the operation of the Website, its content, or any information made available through the Website. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

 

7. Limitation of Liability

In no event shall ClaimInformatics, Inc. or its affiliates, officers, directors, employees, or agents be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or in connection with your use of or inability to use the Website, even if we have been advised of the possibility of such damages.

 

8. Indemnification

You agree to indemnify, defend, and hold harmless ClaimInformatics, Inc., its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of the Website, your violation of these Terms, or your violation of any third-party rights.

 

9. Governing Law

These Terms and your use of the Website shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of laws provisions. Any legal action or proceeding arising out of or related to these Terms or the Website shall be brought exclusively in the federal or state courts located in Hartford, Connecticut, and you consent to the jurisdiction of such courts.

 

10. Termination

We reserve the right to terminate or suspend your access to the Website, without notice, for any reason, including but not limited to your violation of these Terms or any applicable laws or regulations.

 

11. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions will remain in full force and effect.

 

12. Contact Information

If you have any questions about these Terms, please contact us at:

ClaimInformatics, Inc. 

Phone: 860.761.9570

Address: 811 Blue Hills Avenue, Bloomfield, CT 06002

Privacy Policy

 

Effective Date: 10.1.24

 

ClaimInformatics, Inc. ("we," "us," or "our") is committed to protecting the privacy of visitors to our website, ClaimInformatics.com (the "Website"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website. Please read this policy carefully. By using the Website, you agree to the practices described in this Privacy Policy. If you do not agree to the terms of this policy, please do not use our Website.

 

1. Information We Collect

We may collect both personally identifiable information ("Personal Information") and non-personally identifiable information ("Non-Personal Information") when you use our Website.

 

Personal Information: 

Personal Information is data that can identify you directly or indirectly, such as your name, email address, phone number, and any other details you provide when contacting us or filling out forms on the Website.

 

Non-Personal Information: 

Non-Personal Information includes details that do not directly reveal your identity, such as your browser type, device type, IP address, and how you navigate and interact with the Website. We collect this information to improve the user experience and optimize our services.

 

2. How We Collect Information

We collect information in the following ways:

 

  • Directly from You: When you fill out forms, sign up for newsletters, or otherwise interact with the Website.

  • Automatically: We use cookies, web beacons, and similar technologies to collect Non-Personal Information when you interact with our Website.

  • From Third Parties: We may receive information about you from third-party services or platforms if you interact with us through those services.

 

3. Use of Information

We use the information we collect for various purposes, including:

 

  • Providing Services: To respond to your inquiries, provide requested information, or manage your account.

  • Improving the Website: To understand how users engage with the Website, enhance our services, and make the Website more user-friendly.

  • Marketing Communications: With your consent, to send you promotional materials, newsletters, and other communications related to our services or updates.

  • Compliance and Legal: To comply with legal obligations or in response to lawful requests by public authorities.

 

4. Sharing Your Information

We do not sell or rent your Personal Information. However, we may share your information in the following situations:

  • Service Providers: We may share your information with third-party service providers who help us operate the Website or conduct our business. These providers are bound by confidentiality agreements and are only permitted to use your information as instructed by us.

  • Legal Obligations: We may disclose your information if required by law, in connection with a legal proceeding, or to protect the rights, property, or safety of ClaimInformatics, its users, or the public.

  • Business Transfers: In the event of a merger, acquisition, or sale of all or part of our assets, your Personal Information may be transferred as part of that transaction.

 

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Website. Cookies are small data files stored on your device that allow us to remember your preferences and recognize you on subsequent visits.

 

You can adjust your browser settings to reject cookies or notify you when cookies are being used. However, if you choose to block cookies, some features of the Website may not function properly.

 

6. Data Security

We take reasonable measures to protect the security of your Personal Information. We use industry-standard practices such as encryption, firewalls, and secure socket layer (SSL) technology to safeguard your data. However, no system is entirely secure, and we cannot guarantee the complete security of your information.

 

7. Your Choices and Rights

You have the right to:

  • Access Your Information: You may request to view the Personal Information we hold about you.

  • Correct Your Information: If any of your Personal Information is inaccurate or incomplete, you may request that we correct or update it.

  • Delete Your Information: You may request the deletion of your Personal Information. However, we may retain certain data if required for legal or administrative purposes.

  • Opt-Out of Communications: You may unsubscribe from marketing emails or newsletters by following the opt-out instructions in those emails.

 

8. Children’s Privacy

Our Website is not intended for children under the age of 13. We do not knowingly collect Personal Information from children. If we become aware that we have collected Personal Information from a child without parental consent, we will delete such information as quickly as possible.

 

9. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices of these third-party sites. We encourage you to review the privacy policies of any third-party websites you visit.

 

10. International Users

If you are accessing the Website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States. By using the Website, you consent to such transfers in accordance with this Privacy Policy.

 

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." Your continued use of the Website following the posting of changes indicates your acceptance of those changes.

 

12. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us at:

ClaimInformatics, Inc. 

Phone: 860.761.9570

Address: 811 Blue Hills Avenue, Bloomfield, CT 06002

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